INSURANCE SERVICES > SHORT TERM MEDICAL
Short Term Health Insurance General Information
Bridge the Gaps in Health Insurance Coverage
When a life change leaves you without health insurance, you need coverage to get you through the transition period. You can select the length of time (1 to 11 months in many states) and choose from a range of available deductible amounts and payment options. And when your needs change, you have the flexibility to drop your coverage at any time without a penalty.
A Short Term Health insurance plan may be right for you if you are:
Between jobs or unemployed
A young adult no longer covered under a parent's insurance plan
An early retiree
Waiting for other coverage to begin
Temporary insurance plans are usually more affordable than traditional individual health coverage.*
*Short term medical does not fall under Affordable Care Act (ACA/Obamacare). Policy is subject to pre-existing medical conditions and certain exclusions. You have to pay an ACA penalty which is $695 per adult and $347.50 per child (up to $2,085 for a family) or 2.5% of family income, whichever is greater.